Debt Update: March 2018

Debt Paid Last Month: $1034

Hello Everyone,

Today I thought I’d keep myself open and accountable. My husband and I owe more money than either of us really want to admit to others. It’s embarrassing the decisions we made that lead us to this point (most of them of my own fault). So this is a post of both determination and motivation. Rather than hide it from the world and try to ignore it, I want to put it in the limelight and prove everyone wrong about it taking a lifetime to pay off student loans and other debts.

So today is our first monthly review and goal for this month! February was a rough debt payoff month for us. We had an unexpected medical expense/debt come up and we decided that instead of delving into the emergency fund we would save that for a true emergency where we didn’t have the money and take from our other funds to pay it off. Unfortunately part of that had to come from our extra money to pay off debt.

Another decision that had our expenses a bit higher this month was to meet with a tax accountant and make the correct decisions for our businesses. First, we wanted to meet with an accountant for our personal taxes anyways. It just is less stressful and well worth the money spent to have it done right! Secondly, we knew that by starting Ogden Customs and reviving this blog as potential avenues of revenue we needed to talk about liabilities and incorporating. We decided to create our umbrella LLC Ogden Customs to go ahead and be able to properly monetize these blogs! Long term it was the smart move but it did cost us a hundred dollars to do properly.

That being said while we did have a few setbacks, overall we saw an increase in our income as well! Now that I was working the full month vs having a bit of a gap after graduating we saw a nice increase from my paychecks. Also Avery has been managing an hour or two overtime here and there which adds up quickly! I’m also on the hunt for a different job than waitressing and have high hopes.

All of that being said here is what we are hoping for the next month:

We want to have the truck paid off before June when my loans kick in! So to be on task to do that we want to pay over a $1000 this month (which includes the normal payment).

So make sure to check back and see how we did in our post next month!

How is your debt payoff and financial goals coming for you?

~ Naomi

March Review & April Goals!

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Hello everyone!

Our first full month of blogging is over! I can’t believe how this first month has gone by so fast. Avery and I had some goals for this month and we did pretty well overall, but we still have a long way to go! So, let’s just dive right in and review how we did and where we need to improve!

March Review

These were our goals for March:

  • Post on our blog every Tuesday and Friday!
  • Create our Pinterest page
  • Read about bloggers Pinterest strategies
  • Post on Instagram 3x a week

Here is how we did!

  • 7 New Blog Posts
  • Posted at least 5x a week on Instagram
  • Our first affiliate link!
  • Created our Pinterest

Some big things that haven’t happened yet:

  • Posting on Pinterest
  • Scheduled posts on social media
  • Actually making an income

Stats:

Unique Visitors: 24 (down from 40)

WordPress followers: 7 (up from 4)

Highest Performing Post:

Instagram followers: 47 (up from 11)

Highest Performing Photo:

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Photo Credit: Avery. Btw it tasted as good as it looks.

Our thoughts on March

First of all I want to say that in March we did hit over 50! followers on Instagram, but to be honest on March 31st we were down to 47. Since then we have stayed above 50 Instagram followers.

Mar Insta 2017

So that was pretty awesome. Unfortunately I do not feel that we were as successful turning those new followers into content viewers. We are bloggers first and the fact that our post viewers were down is disappointing. I realized this about half way through the month and found that it came from two main reasons:

  1. We were not interacting enough with other bloggers on WordPress. We are great about responding to comments on our own posts, but we need to improve putting ourselves out into the community.
  2. Our social media presence isn’t translating into blog viewership. We need to get Pinterest going as it is easier for people to get to our website than Instagram. Although we really have loved running Instagram and will definitely keep growing it.

Blogging content I was happy with, but my posting skills were weak. I definitely didn’t post every Tuesday and Friday, although we have made progress. Regretfully I struggled with some technical issues and scheduled posts and had to delay some. This is a huge goal for next month. Also we only got our first affiliate link up on March 31st. That was definitely cutting it close and obviously wasn’t going to make us money.

 

April Goals 

  • Post on our blog every Tuesday and Friday!
    • Until we nail this goal it is going to be at the very top!
  • Post on Pinterest
    • Use a Social Media Scheduler
    • Schedule posts once a week minimum
  • Post every single day for the rest of the month on Instagram

Stat goals:

Unique Vistors: 250

WordPress followers: 25

Instagram followers: 100

Our thoughts on April’s Goals

We kept our stats goals at the very same level. While we plan to not drop our momentum with Instagram, we definitely need to change course and work on getting views on our blog! Our number one objective this month is to showcase our blog.

What is your favorite way to attract new visitors?

Naomi & Avery